Gain Greater Financial Security with Non-Recourse Factoring

White semi-truck driving along a scenic highway with a backdrop of snow-capped mountains and dense forest.

Little Mountain is a trucking factoring company offering non-recourse factoring services that boost your cash flow. Truckers are the backbone of our country’s supply chain infrastructure and we’re here to give you greater financial security with our non-recourse freight bill service. When you partner with us, we’ll create a tailored service offering with each owner-operator, small fleet, and large fleet client because we know your circumstances and customers are unique.

Non-recourse factoring is one of two main types of freight bill factoring – the other is recourse factoring. The biggest difference between the two is that with non-recourse factoring, we carry the burden if customer invoices are unpaid. With recourse factoring, you continue to be responsible for the full payment.

White semi-truck driving along a scenic highway with a backdrop of snow-capped mountains and dense forest.

Little Mountain is a trucking factoring company offering non-recourse factoring services that boost your cash flow. Truckers are the backbone of our country’s supply chain infrastructure and we’re here to give you greater financial security with our non-recourse freight bill service. When you partner with us, we’ll create a tailored service offering with each owner-operator, small fleet, and large fleet client because we know your circumstances and customers are unique. Non-recourse factoring is one of two main types of freight bill factoring – the other is recourse factoring.

The biggest difference between the two is that with non-recourse factoring, we carry the burden if customer invoices are unpaid. With recourse factoring, you continue to be responsible for the full payment. Consider our non-recourse factoring service when you need additional cash but are wary of bad debt or don’t have sufficient resources to pursue freight bill payments. The cost is slightly higher than recourse factoring, but you can focus on running your business while we carry the risk. Little Mountain performs additional in-depth reviews when we conduct a credit check on your customers and will always discuss the risks we believe to be present with you. 

Consider our non-recourse factoring service when you need additional cash but are wary of bad debt or don’t have sufficient resources to pursue freight bill payments. The cost is slightly higher than recourse factoring, but you can focus on running your business while we carry the risk. Little Mountain performs additional in-depth reviews when we conduct a credit check on your customers and will always discuss the risks we believe to be present with you. 

Enhance Your Cash Flow with Our Non-Recourse Freight Factoring Solutions

At Little Mountain, our comprehensive freight factoring program is designed to meet the unique needs of owner-operators and businesses within the trucking industry. As a trusted non-recourse factoring company, we provide non-recourse freight factoring services that offer immediate cash and immediate access to working capital for your business by allowing you to submit your freight invoices to a factoring company that assumes the risk of non-payment of unpaid invoices. Unlike other freight factoring companies, our true non-recourse freight factoring ensures that you get paid even if your freight brokers fail to pay, giving you peace of mind.

When you start factoring with us, our factoring program takes the time to understand the creditworthiness of your customers to provide immediate payment for your invoices through a non-recourse factoring agreement, without the worry of outstanding invoices. It’s important to understand how invoice factoring works: our factoring company takes on the risk associated with unpaid invoices, whereas a recourse factoring agreement would require you to pay the invoice if necessary. Our factoring fees are transparent, and our factoring relationship is built on trust and reliability.

By choosing Little Mountain, a leading factoring company, you can ensure that factoring provides the necessary immediate access to working capital, giving you peace of mind and allowing you to focus on running your business without worrying about companies that may struggle with cash flow issues. Whether you opt for our non-recourse program or compare it to a recourse factoring program, our goal is to deliver a factoring offer that best suits your needs, ensuring that our service in the trucking industry stands out among freight factoring companies.

Request a Quote Today!

Factor with Little Mountain and improve your company’s cash flow. We promise to send a buyout response in less than 24 hours.

Apply for Little Mountain Non-Recourse Factoring Today

Apply for Little Mountain Non-Recourse Factoring Today

Apply online if you feel our non-recourse factoring solutions are right for you. We keep the process as simple as possible because Little Mountain has a no-bureaucracy, no-nonsense approach. Still, we follow the principles of business excellence, so we do ask if you are currently factoring with another company when you apply for the first time. Little Mountain is the transportation factoring company your trucking business needs for more optimal cash flow. Send us your paperwork, and we will do the rest.

Blue semi-truck with an empty flatbed trailer driving through an open field at sunset.
Freight truck traveling on a highway with snow-capped mountains.

Contact Us for More Information

You are welcome to contact us directly if you have questions and prefer speaking to someone rather than communicating online. Every client has an account manager ready to help with whatever they need, and we are just a phone call, text, or email away. Partner with Little Mountain to see how our non-recourse factoring services can help your business. Contact us today for more information.

Allow Us the Honor of Serving You

We know the transportation industry and have years of experience to back that knowledge, and that’s why we know that as a trucking company or an independent owner-operator, you are the backbone of our country’s supply chain infrastructure, we will always value you as you should be valued. Allow us the honor of serving you, we’re here to help.